এটিএম থেকে টাকা তোলার সবচেয়ে নিরাপদ উপায় II The safest ways to withdraw money from an ATM

- January 24, 2024

The safest ways to withdraw money from an ATM	এটিএম থেকে টাকা তোলার সবচেয়ে নিরাপদ উপায়
We don't give much thought to using an ATM	আমরা এটিএম ব্যবহার করার জন্য খুব বেশি চিন্তা করি না
Withdrawing money from an ATM is such a common and normalized activity in society that we often walk past an ATM that is being used by a customer without much thought at all.	এটিএম থেকে অর্থ উত্তোলন করা সমাজে এমন একটি সাধারণ এবং স্বাভাবিক ক্রিয়াকলাপ যে আমরা প্রায়শই এমন একটি এটিএমের পাশ দিয়ে হেঁটে যাই যা গ্রাহকরা খুব বেশি চিন্তাভাবনা ছাড়াই ব্যবহার করছেন।
Always at risk

Even though taking money out of a bank machine is just a normal part of everyday life for millions of people, it still puts you at risk.	যদিও একটি ব্যাঙ্ক মেশিন থেকে টাকা তোলা লক্ষ লক্ষ মানুষের দৈনন্দিন জীবনের একটি স্বাভাবিক অংশ, তবুও এটি আপনাকে ঝুঁকির মধ্যে ফেলে।
Tips to keep you safe
To limit this risk, the police in several countries around the world have developed a series of tips with the aim of keeping you safe while taking out cash at an ATM.	এই ঝুঁকি সীমিত করার জন্য, বিশ্বের বেশ কয়েকটি দেশের পুলিশ এটিএম থেকে নগদ অর্থ নেওয়ার সময় আপনাকে সুরক্ষিত রাখার লক্ষ্যে কয়েকটি টিপস তৈরি করেছে।
Cover the keyboard
The first of all, which is even announced on the ATM screen, is to cover the pin pad when entering your PIN.	প্রথমটি, যা এমনকি এটিএম স্ক্রিনে ঘোষণা করা হয়, আপনার পিন প্রবেশ করার সময় পিন প্যাডটি আবৃত করা।

Obviously, if you card is stolen or lost you don't want a potential thief to know you secret code. We don't want to make it easy for those with bad intentions to steal our money!	স্পষ্টতই, যদি আপনার কার্ড চুরি হয়ে যায় বা হারিয়ে যায় তাহলে আপনি চান না একজন সম্ভাব্য চোর আপনার গোপন কোড জানুক। যারা খারাপ উদ্দেশ্য নিয়ে আমাদের টাকা চুরি করা তাদের জন্য আমরা সহজ করতে চাই না!
Obviously, you don't want a potential thief to know your secret code if your card is stolen or lost. We don't want to make it easy for those who steal our money with bad intentions!
Check out the machine and surrounding area
Authorities have another recommendation that is more important than it seems: check that there are no foreign objects in or on the ATM itself or elements that do not appear to belong to there.
Foreign elements
Sometimes we can find small surveillance cameras that capture the PIN of customers or even elements that look like the card slot however, it is actually small machine that can clone your card with a single operation.
Avoid taking cash out at night
This tip is pretty obvious, however, if you are out partying with friends late at night, your judgement could fail you. Avoid taking cash out from ATMs at night, especially if you are inebriated, the darkness makes you an easy victim.
Don’t trust strangers
Although it may seem absurd, which it is not, police recommend not trusting unknown people. We are talking about seemingly harmless people who may be in cahoots with other criminals.
Avoid suspicious items
In other cases, the most dangerous criminals carry out the robbery directly. So, if you ever see someone suspicious hanging around the ATM, it is better to wait and get your cash out another day or go to another bank machine.
Better with cameras and security doors
Police and banks recommend looking for ATMs that have surveillance cameras or those that are located at the entrance of the bank branch, where you can lock the door while you are inside.
Take receipts
Another useful tip is to always take any printed receipts with you. You do not want to let a criminal know any personal information or how much money you have left in your account.
Withdraw small amounts
Police also recommend you do not to withdraw large amounts of money from your account. If you need it, it is better to go to the bank when it is open and request it from an employee.
Banks limit the amount you can withdraw
However, most banks have a limit on the amount of cash you can withdraw from an ATM, usually in the range from $500 to $3000 depending on the bank.
Banks monitor when higher amounts are taken
Fortunately, nowadays, many of us have bank APPs which will alert us if a large amount is withdrawn from our account.
Always alert
Be that as it may, and despite how common it is to withdraw money, it is advisable not to be too trusting and always be alert to avoid unpleasantness.